Can I apply for IPCC without clearing CPT? I'm a BBA graduate with 65%?

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As you are a BBA graduate, you can definitely apply for IPCC. In CA course, CPT is the entry level test which candidates should clear to join CA course. Only those candidates who have completed 12th class can apply for CPT. But on the other hand, you are exempted from CPT exam since you are a graduate. In such cases, you can pursue IPCC level directly. If you complete IPCC you should get yourself enrolled for Article ship training for 3 years. You should complete both IPCC and Article ship training to apply for final CA course.